Every Policy, Every Circular — One Search Away
AI-powered SOP retrieval, policy intelligence, and compliance workflows built for cooperative banks, small finance banks, and NBFCs operating under Indian regulatory frameworks.
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Cooperative banks and NBFCs face the most complex regulatory landscape in Indian business — and most still navigate it manually.
Policy Sprawl
Hundreds of RBI circulars, NABARD guidelines, and internal policies scattered across emails, PDFs, and file servers.
Audit Scramble
Weeks of scrambling before every audit to trace the "why" behind process decisions and produce supporting documents.
Branch Confusion
Frontline staff asking "what's the latest SOP?" and getting contradictory answers from different senior officers.
No Audit Trail
When a process is followed incorrectly, no way to trace which version of the SOP was active at that point in time.
An AI Knowledge Engine for Your Institution
Purpose-built for Indian financial institutions — grounded answers from your own policies, cited to the source, in English and regional languages.
Grounded Answers
Every answer cites the exact policy, section, and page number. No hallucinations, no made-up rules — strict retrieval from your SOPs.
Bilingual Support
Branch staff query in Hindi, Telugu, Tamil, or English. Answers returned in the same language with preserved citations.
Time-Aware Retrieval
Ask "what was the NPA classification rule as of March 2024?" and get the version that was active then — not today's version.
Escalation Intelligence
If the policy doesn't cover a specific scenario, the system explicitly flags it and escalates — never fabricates an answer.
Compliance Analytics
Track which policies get queried most, which are stale, and which branches have the most knowledge gaps.
Role-Based Access
Credit officers see credit policies, operations sees process SOPs, auditors see everything. Isolated by design.
Built for Indian BFSI Reality
Institutions with regulatory weight, operational complexity, and limited digital maturity — exactly where AI-native knowledge platforms deliver the most value.
Cooperative Banks
Urban cooperative banks and district central cooperative banks navigating NABARD and RBI compliance.
NBFCs
Non-banking financial companies managing RBI scale-based regulation, fair practices code, and KYC norms.
Small Finance Banks
Institutions serving the underbanked with complex priority sector compliance and microfinance workflows.
Credit Societies
Thrift and credit cooperatives where member-facing officers need instant, accurate answers to policy questions.
Why BFSI Institutions Choose Fervour
Three reasons Indian financial institutions pick us over generic AI tools.
Regulator-Aware by Design
Built with RBI Master Circulars, NABARD guidelines, and IRDAI frameworks as first-class citizens — not afterthoughts.
Zero Hallucination Architecture
Strict retrieval with explicit escalation when a policy does not cover a query. The model never guesses — it either cites or defers.
Your Data, Isolated
Single-tenant deployment. Your policies, your branch data, your queries — stored and processed only on your instance.